GROVE INSURANCE SERVICES

Financial Advice

 

As Independent Financial Advisors we are able to provide advise and guidance to business on a whole range of employee benefit covers.

 

Health Insurance

Medical treatment when it suits you, at a hospital of your choice. Add this to extremely competitive premiums, a no claims discount thereby reducing premiums from year two, subsidised gym membership and the option to transfer from your existing provider to this scheme on no worse terms (subject to terms and conditions).

 

Income Protection

Covers all or selected employees for loss of income in the event of accident or sickness. Normally based on a percentage of salary and paid after the expiration of a deferred period and continuing until the employee is able to resume normal occupation, or, if that is not possible , until the selected retirement date.

 

Group Life

Provides life cover for employees normally based on salary multiples of 3 or 4 times annual income. One policy, one annual declaration and guaranteed premium rates for 2 or 3 years.

 

Pensions

We can arrange both individual or group pensions.