We offer independent, specialist assistance on income protection, providing cover against loss of income in the event of an accident or sickness.
When sufficient income is coming in, we are able to live the lifestyle we choose. But what happens is something unforeseen occurs, resulting in loss of income? How would you pay your mortgage and bills, and who would provide financial support?
We can advise on income protection for both self-employed individual and employees, providing cover against the inability to meet regular commitments if you are unable to work due to illness, accident or disability.
Both individual and company schemes are available, both usually based on a percentage of salary and paid after a deferred period of between 13 – 26 weeks. Regular income is paid until the individual is able to resume normal work or, if that is not possible, until the selected retirement date.
Whether you require a quotation, wish to arrange insurance cover or need financial advice, we are ready and waiting to help you. Please call us on 01767 681921 or email us by clicking the link below: